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Rate Sheet
Last update: February 3, 2012 04:41 PM PST
Conforming Loan Programs
Conforming rates for loans under $417,000.
Program Rates Points APR
30 yr fixed conforming 3.875 0.000 3.939
3.750 0.500 3.855
15 yr fixed conforming 3.250 0.000 3.362
3.125 0.500 3.310
3/1 ARM 3.000 0.000 2.958
30/5 yr fixed or 5/1 ARM 3.000 0.000 2.975
30/7 yr fixed or 7/1 ARM 3.375 0.000 3.163
3.250 0.500 3.145
Adjustable
 
Jumbo Loan Programs
Jumbo rates for loans over $417,000.
Program Rates Points APR
30 yr fixed jumbo 4.125 0.000 4.157
4.000 0.500 4.074
3.875 1.000 3.990
15 yr fixed jumbo 3.500 0.000 3.556
3.375 0.500 3.504
3.250 1.500 3.526
3/1 jumbo ARM 3.000 1.000 3.007
5/1 jumbo ARM 3.000 1.000 3.024
7/1 jumbo ARM 3.375 1.000 3.213
Adjustable
 
APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts/ programs/ and Borrower's qualifications.

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