About Us

California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or refinancing a home we can provide personal service through our office or online.

We have a team of mortgage brokers and support staff with over 20 years of experience to guide you through the loan process. In this ever changing environment, we stay updated with all laws, regulations and products to ensure we can provide you with a program that will be the best fit for you. We will walk you through the six easy steps of the loan process:

1) Organize your documents

2) Get you qualified and pre-approved

3) Select the right loan program and rate

4) Apply for a loan

5) Obtain loan approval

6) Close the loan

Our mission is to provide our customers with honesty, integrity and knowledge. The goal is to develop a relationship with our customers for life. A major part of our business is built upon these long term relationships with referrals of their friends and family. We take this as a compliment of the trust they have in us. The goodwill of our customers is our top priority.

Management Team:

Andy Yue, President & Director of Marketing

Andy, along with his duties as President, he also directs sales, marketing, client relations, and recruiting. He has an Economic degree from University of California, Berkeley. His expertise includes business development, corporate finance, budgeting, development and administration of mortgage loans. Prior to California Consumer Lending, he gained valuable experience from American Western Financial, Streamline Funding Group and Statewide Investment & Credit Corporation.

Vivian Chan, Vice President & Director of Operations

Vivian is head of business operations and oversees California Consumer Lending’s online business. She has a Masters in Business Administration from University of Southern California. She has extensive experience in mortgage industry and prides herself in understanding the entire loan process from loan products to underwriting.

Vicki Yue, Chief Underwriting Manager

Vicki is the Chief Underwriting Manger. She is a license underwriter. She has extensive experience in operations, real estate acquisitions and budgeting. She works closely with our lending partners and regulators to ensure we are up to date in all areas of our business.